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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,414 | $67,352-84.5% | $60,899-82.9% | $134,509-92.3% |
| Participation rate | 55.6% | 76.2%-20.6pp | 73.1%-17.6pp | 81.2%-25.7pp |
| Annual return | -15.02% | 49.99%-65.0pp | 16.92%-31.9pp | 418.13%-433.2pp |
| Employer contribution / active EE | $0 | $3,098-100.0% | $2,702-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,729 | $4,539-61.9% | $3,817-54.7% | $6,400-73.0% |
| Admin fee / account holder | $40 | $4,585-99.1% | $3,225-98.8% | $11,427-99.6% |