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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,458 | $106,864+81.0% | $147,318+31.3% | $82,637+134.1% |
| Participation rate | 71.7% | 75.5%-3.8pp | 82.1%-10.3pp | 68.1%+3.7pp |
| Annual return | 17.81% | 27.49%-9.7pp | 70.43%-52.6pp | 53.51%-35.7pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,593-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $8,435 | $6,496+29.9% | $7,906+6.7% | $4,126+104.4% |
| Admin fee / account holder | $14,209 | $8,415+68.9% | $13,708+3.7% | $7,339+93.6% |