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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,343 | $76,551+49.4% | $123,894-7.7% | $62,881+81.8% |
| Participation rate | 91.9% | 73.0%+19.0pp | 81.4%+10.5pp | 69.3%+22.6pp |
| Annual return | 5.27% | 18.68%-13.4pp | 47.52%-42.2pp | 20.14%-14.9pp |
| Employer contribution / active EE | $3,141 | $2,882+9.0% | $4,617-32.0% | $2,281+37.7% |
| Participant deferral / active EE | $8,394 | $4,840+73.4% | $5,984+40.3% | $3,203+162.1% |
| Admin fee / account holder | $4,156 | $4,826-13.9% | $8,357-50.3% | $4,296-3.2% |