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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,370 | $102,393+68.3% | $147,041+17.2% | $80,911+113.0% |
| Participation rate | 76.5% | 75.9%+0.6pp | 82.2%-5.7pp | 67.6%+8.8pp |
| Annual return | 17.07% | 134.95%-117.9pp | 419.21%-402.1pp | 35.63%-18.6pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,935-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $9,040 | $6,647+36.0% | $8,071+12.0% | $4,297+110.4% |
| Admin fee / account holder | $24,982 | $7,943+214.5% | $13,006+92.1% | $6,935+260.3% |