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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,024 | $96,691+94.5% | $86,656+117.0% | $139,487+34.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 17.62% | 106.87%-89.2pp | 593.09%-575.5pp | 373.84%-356.2pp |
| Employer contribution / active EE | $5,870 | $3,267+79.7% | $3,025+94.0% | $4,755+23.5% |
| Participant deferral / active EE | $14,324 | $4,838+196.1% | $4,439+222.7% | $6,713+113.4% |
| Admin fee / account holder | $2,169 | $6,414-66.2% | $5,619-61.4% | $11,407-81.0% |