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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,370 | $109,872+96.9% | $98,483+119.7% | $167,536+29.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 14.86% | 1959.31%-1944.5pp | 1494.38%-1479.5pp | 478.82%-464.0pp |
| Employer contribution / active EE | $5,842 | $3,225+81.1% | $2,961+97.3% | $4,839+20.7% |
| Participant deferral / active EE | $11,746 | $4,673+151.4% | $4,276+174.7% | $6,342+85.2% |
| Admin fee / account holder | $5,556 | $6,757-17.8% | $5,953-6.7% | $12,315-54.9% |