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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,135 | $100,938+98.3% | $90,461+121.2% | $158,982+25.9% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 17.91% | 1727.20%-1709.3pp | 1294.76%-1276.9pp | 302.99%-285.1pp |
| Employer contribution / active EE | $6,510 | $3,691+76.4% | $3,264+99.5% | $4,763+36.7% |
| Participant deferral / active EE | $12,327 | $4,350+183.4% | $3,964+210.9% | $5,983+106.0% |
| Admin fee / account holder | $7,500 | $6,510+15.2% | $5,617+33.5% | $11,252-33.3% |