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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,699 | $90,607+27.7% | $79,467+45.6% | $135,380-14.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -6.60% | 977.74%-984.3pp | 718.30%-724.9pp | 519.81%-526.4pp |
| Employer contribution / active EE | $5,512 | $3,068+79.7% | $2,800+96.8% | $4,779+15.3% |
| Participant deferral / active EE | $10,828 | $4,050+167.3% | $3,704+192.3% | $5,609+93.0% |
| Admin fee / account holder | $6,875 | $5,895+16.6% | $5,104+34.7% | $10,828-36.5% |