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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,397 | $94,699-2.4% | $185,441-50.2% | $65,306+41.5% |
| Participation rate | 54.4% | 64.2%-9.8pp | 80.3%-25.8pp | 57.7%-3.2pp |
| Annual return | 17.17% | 16.71%+0.5pp | 20.16%-3.0pp | 21.94%-4.8pp |
| Employer contribution / active EE | $858 | $2,381-64.0% | $4,672-81.6% | $1,967-56.4% |
| Participant deferral / active EE | $2,985 | $3,568-16.3% | $6,152-51.5% | $2,959+0.9% |
| Admin fee / account holder | $5,077 | $4,797+5.8% | $17,890-71.6% | $3,480+45.9% |