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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,930 | $63,924-37.5% | $108,582-63.2% | $55,167-27.6% |
| Participation rate | 68.1% | 74.3%-6.2pp | 79.6%-11.5pp | 69.0%-0.9pp |
| Annual return | 9.41% | 15.31%-5.9pp | -51.70%+61.1pp | 169.23%-159.8pp |
| Employer contribution / active EE | $901 | $1,879-52.1% | $3,758-76.0% | $1,963-54.1% |
| Participant deferral / active EE | $2,186 | $3,067-28.7% | $4,311-49.3% | $3,054-28.4% |
| Admin fee / account holder | $5,605 | $618+807.5% | $7,645-26.7% | $504+1012.3% |