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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,935 | $114,712-41.6% | $173,730-61.5% | $87,485-23.5% |
| Participation rate | 87.9% | 73.0%+14.9pp | 79.6%+8.3pp | 68.9%+18.9pp |
| Annual return | 9.21% | 20.18%-11.0pp | 19.96%-10.7pp | 26.06%-16.9pp |
| Employer contribution / active EE | $1,451 | $2,904-50.0% | $4,577-68.3% | $2,596-44.1% |
| Participant deferral / active EE | $1,680 | $4,642-63.8% | $6,326-73.4% | $4,274-60.7% |
| Admin fee / account holder | $25,364 | $10,210+148.4% | $17,523+44.7% | $7,775+226.2% |