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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,728 | $91,537-5.3% | $130,045-33.3% | $75,173+15.4% |
| Participation rate | 83.3% | 71.5%+11.9pp | 78.5%+4.8pp | 67.2%+16.1pp |
| Annual return | 6.65% | -631.55%+638.2pp | -137.30%+144.0pp | 160.72%-154.1pp |
| Employer contribution / active EE | $0 | $2,845-100.0% | $4,321-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,872 | $4,343-33.9% | $5,820-50.7% | $4,126-30.4% |
| Admin fee / account holder | $14,579 | $6,780+115.0% | $10,600+37.5% | $5,651+158.0% |