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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,776 | $78,707-12.6% | $117,861-41.6% | $70,126-1.9% |
| Participation rate | 96.7% | 73.2%+23.5pp | 79.7%+17.0pp | 69.5%+27.1pp |
| Annual return | 7.49% | 23.30%-15.8pp | 335.11%-327.6pp | 73.15%-65.7pp |
| Employer contribution / active EE | $0 | $2,223-100.0% | $3,786-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,959 | $3,297+20.1% | $4,482-11.7% | $3,332+18.8% |
| Admin fee / account holder | $2,534 | $5,066-50.0% | $8,021-68.4% | $4,645-45.5% |