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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,889 | $91,559+1.5% | $133,978-30.7% | $79,856+16.3% |
| Participation rate | 72.7% | 73.3%-0.6pp | 79.8%-7.1pp | 69.6%+3.1pp |
| Annual return | 3.91% | 61.85%-57.9pp | 45.10%-41.2pp | 31.71%-27.8pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,743 | $3,734-53.3% | $5,047-65.5% | $3,741-53.4% |
| Admin fee / account holder | $1,416 | $6,321-77.6% | $8,930-84.1% | $5,306-73.3% |