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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,935 | $108,825-38.5% | $156,181-57.1% | $82,448-18.8% |
| Participation rate | 87.9% | 72.4%+15.5pp | 78.8%+9.1pp | 68.1%+19.8pp |
| Annual return | 9.21% | 20.59%-11.4pp | 64.87%-55.7pp | 41.64%-32.4pp |
| Employer contribution / active EE | $1,451 | $2,870-49.4% | $4,294-66.2% | $2,551-43.1% |
| Participant deferral / active EE | $1,680 | $4,577-63.3% | $6,132-72.6% | $4,139-59.4% |
| Admin fee / account holder | $25,364 | $9,341+171.5% | $14,586+73.9% | $7,234+250.6% |