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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $467,171 | $138,386+237.6% | $184,260+153.5% | $80,935+477.2% |
| Participation rate | 96.9% | 83.9%+13.0pp | 86.8%+10.1pp | 67.7%+29.3pp |
| Annual return | 16.67% | 20.02%-3.3pp | 28.84%-12.2pp | 35.66%-19.0pp |
| Employer contribution / active EE | $16,085 | $4,851+231.6% | $6,427+150.2% | $2,757+483.5% |
| Participant deferral / active EE | $20,289 | $7,076+186.7% | $9,133+122.2% | $4,299+371.9% |
| Admin fee / account holder | $8,089 | $10,489-22.9% | $13,898-41.8% | $6,924+16.8% |