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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,787 | $125,797+232.1% | $170,057+145.7% | $75,177+455.7% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 46.53% | 27.20%+19.3pp | 53.42%-6.9pp | 160.75%-114.2pp |
| Employer contribution / active EE | $16,712 | $4,616+262.0% | $6,790+146.1% | $2,671+525.7% |
| Participant deferral / active EE | $20,940 | $6,838+206.2% | $10,411+101.1% | $4,126+407.5% |
| Admin fee / account holder | $20,496 | $8,177+150.7% | $12,826+59.8% | $5,651+262.7% |