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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,208 | $94,529+197.5% | $140,019+100.8% | $64,173+338.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | -6.03% | 7.77%-13.8pp | 651.17%-657.2pp | 7.63%-13.7pp |
| Employer contribution / active EE | $16,408 | $3,812+330.4% | $5,605+192.7% | $2,381+589.2% |
| Participant deferral / active EE | $19,158 | $5,250+264.9% | $6,927+176.6% | $3,470+452.2% |
| Admin fee / account holder | $332 | $6,741-95.1% | $10,705-96.9% | $4,887-93.2% |