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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 20-8874282 | Advisory (Plan) | $92,980 |
STRATEGIC ADVISORS, INC.3+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $56,101 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$71,841 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,884 | $87,621-13.4% | $86,438-12.2% | $77,906-2.6% |
| Participation rate | 63.4% | 85.8%-22.4pp | 80.3%-17.0pp | 73.7%-10.3pp |
| Annual return | -17.24% | -13.90%-3.3pp | 4397.19%-4414.4pp | 12.16%-29.4pp |
| Employer contribution / active EE | $2,562 | $3,474-26.3% | $3,769-32.0% | $2,846-10.0% |
| Participant deferral / active EE | $6,414 | $8,645-25.8% | $6,952-7.7% | $4,805+33.5% |
| Admin fee / account holder | $13 | $85-85.0% | $6,733-99.8% | $133-90.4% |