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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,700 | $29,716+6.7% | $56,077-43.5% | $80,925-60.8% |
| Participation rate | 28.1% | 41.7%-13.6pp | 52.5%-24.4pp | 67.7%-39.6pp |
| Annual return | 12.58% | 35.30%-22.7pp | 1709.28%-1696.7pp | 35.65%-23.1pp |
| Employer contribution / active EE | $1,058 | $671+57.7% | $1,040+1.7% | $2,756-61.6% |
| Participant deferral / active EE | $1,297 | $1,228+5.6% | $1,954-33.6% | $4,299-69.8% |
| Admin fee / account holder | $1,855 | $2,432-23.7% | $2,825-34.3% | $6,940-73.3% |