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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,635 | $32,117-73.1% | $71,089-87.9% | $64,173-86.5% |
| Participation rate | 38.7% | 42.7%-4.0pp | 54.6%-16.0pp | 69.6%-30.9pp |
| Annual return | -7.79% | -5.57%-2.2pp | 650.65%-658.4pp | 7.63%-15.4pp |
| Employer contribution / active EE | $737 | $712+3.5% | $1,088-32.2% | $2,381-69.0% |
| Participant deferral / active EE | $833 | $1,263-34.1% | $1,873-55.5% | $3,470-76.0% |
| Admin fee / account holder | $819 | $2,759-70.3% | $3,082-73.4% | $4,887-83.2% |