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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,825 | $39,028-44.1% | $80,741-73.0% | $85,847-74.6% |
| Participation rate | 23.4% | 41.6%-18.2pp | 54.2%-30.8pp | 69.3%-45.9pp |
| Annual return | 21.38% | 26.31%-4.9pp | 87.30%-65.9pp | 318.61%-297.2pp |
| Employer contribution / active EE | $624 | $722-13.6% | $1,160-46.2% | $2,565-75.7% |
| Participant deferral / active EE | $756 | $1,326-43.0% | $2,145-64.7% | $3,952-80.9% |
| Admin fee / account holder | $1,180 | $2,429-51.4% | $3,380-65.1% | $6,261-81.1% |