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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,186 | $34,316-64.5% | $74,723-83.7% | $72,976-83.3% |
| Participation rate | 30.7% | 42.4%-11.7pp | 54.5%-23.8pp | 69.5%-38.8pp |
| Annual return | 23.81% | 26.58%-2.8pp | 753.18%-729.4pp | 81.02%-57.2pp |
| Employer contribution / active EE | $597 | $692-13.7% | $1,084-44.9% | $2,440-75.5% |
| Participant deferral / active EE | $659 | $1,272-48.2% | $1,962-66.4% | $3,608-81.7% |
| Admin fee / account holder | $3,966 | $2,125+86.6% | $3,335+18.9% | $5,124-22.6% |