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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,078 | $63,845+531.3% | $81,370+395.4% | $80,959+397.9% |
| Participation rate | 82.1% | 63.9%+18.2pp | 69.5%+12.5pp | 67.7%+14.4pp |
| Annual return | 17.36% | 16.37%+1.0pp | 24.85%-7.5pp | 35.67%-18.3pp |
| Employer contribution / active EE | $2,870 | $1,980+45.0% | $2,464+16.5% | $2,757+4.1% |
| Participant deferral / active EE | $6,350 | $3,093+105.3% | $3,885+63.4% | $4,300+47.7% |
| Admin fee / account holder | $3,761 | $5,688-33.9% | $5,749-34.6% | $6,925-45.7% |