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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,078 | $63,773+532.1% | $81,286+395.9% | $80,925+398.1% |
| Participation rate | 82.1% | 63.9%+18.1pp | 69.5%+12.5pp | 67.7%+14.4pp |
| Annual return | 17.36% | 16.37%+1.0pp | 24.80%-7.4pp | 35.65%-18.3pp |
| Employer contribution / active EE | $2,870 | $1,979+45.0% | $2,463+16.5% | $2,756+4.1% |
| Participant deferral / active EE | $6,350 | $3,093+105.3% | $3,883+63.5% | $4,299+47.7% |
| Admin fee / account holder | $3,761 | $5,682-33.8% | $5,764-34.8% | $6,940-45.8% |