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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,474 | $63,082+398.5% | $81,716+284.8% | $79,852+293.8% |
| Participation rate | 100.0% | 67.5%+32.5pp | 72.0%+28.0pp | 69.6%+30.4pp |
| Annual return | 14.15% | 22.66%-8.5pp | 29.49%-15.3pp | 31.72%-17.6pp |
| Employer contribution / active EE | $3,974 | $1,795+121.4% | $4,310-7.8% | $2,471+60.8% |
| Participant deferral / active EE | $8,965 | $2,780+222.4% | $7,108+26.1% | $3,740+139.7% |
| Admin fee / account holder | $4,407 | $4,428-0.5% | $5,159-14.6% | $5,306-16.9% |