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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,118 | $107,368+109.7% | $92,915+142.3% | $152,909+47.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 2.16% | 145.64%-143.5pp | 109.45%-107.3pp | 345.46%-343.3pp |
| Employer contribution / active EE | $14,487 | $4,222+243.1% | $3,653+296.5% | $4,764+204.1% |
| Participant deferral / active EE | $5,273 | $4,848+8.8% | $4,238+24.4% | $5,851-9.9% |
| Admin fee / account holder | $1,700 | $7,082-76.0% | $5,796-70.7% | $11,601-85.3% |