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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,601 | $106,008+118.5% | $92,240+151.1% | $147,586+56.9% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 12.82% | 50.05%-37.2pp | 176.29%-163.5pp | 578.59%-565.8pp |
| Employer contribution / active EE | $13,017 | $4,333+200.4% | $3,680+253.8% | $4,876+166.9% |
| Participant deferral / active EE | $5,108 | $4,478+14.1% | $3,897+31.1% | $5,439-6.1% |
| Admin fee / account holder | $3,086 | $6,333-51.3% | $5,194-40.6% | $10,886-71.7% |