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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,085 | $134,817+208.6% | $123,973+235.6% | $155,188+168.1% |
| Participation rate | 95.2% | 79.4%+15.8pp | 76.7%+18.6pp | 80.8%+14.4pp |
| Annual return | 12.96% | 515.49%-502.5pp | 388.13%-375.2pp | 148.84%-135.9pp |
| Employer contribution / active EE | $16,268 | $4,425+267.6% | $4,126+294.3% | $4,248+283.0% |
| Participant deferral / active EE | $7,561 | $5,706+32.5% | $5,247+44.1% | $6,531+15.8% |
| Admin fee / account holder | $7,993 | $13,245-39.7% | $11,799-32.3% | $14,480-44.8% |