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| Provider | Service type | Compensation |
|---|---|---|
Filed as: GREAT WEST LIFE & ANNUITY INSURANCE Service code 38 · EIN 84-0467907 | Participant Communication | $250,869 |
GOLDMAN SACHS4 years Filed as: FOUR POINTS CAPITAL PARTNERS LLC Service code 27 · EIN 76-0543859 | Advisory (Plan) | $54,661 |
PROVENANCE WEALTH ADVISORS4 years Filed as: PROVENANCE WEALTH ADVISORS, LLC Service code 27 · EIN 65-0978008 | Advisory (Plan) | $54,661 |
WRIGHT FORD YOUNG & CO4 years Filed as: WRIGHT FORD YOUNG & CO. Service code 10 · EIN 95-3288054 | Accounting | $11,500 |
AMERICAN FUNDS5 years Service code 52 · EIN 95-1411037 | Indirect Investment Fees | $0 |
BLACKROCK5 years Service code 52 · EIN 04-6171663 | Indirect Investment Fees | $0 |
COHEN & STEERS5 years Service code 52 · EIN 14-1904657 | Indirect Investment Fees | $0 |
FRANKLIN TEMPLETON5 years Filed as: FRANKLINTEMPLETON Service code 52 · EIN 59-6865210 | Indirect Investment Fees | $0 |
INVESCO3 years Service code 52 · EIN 93-6305075 | Indirect Investment Fees | $0 |
Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,114 | $86,225+34.7% | $146,647-20.8% | $86,821+33.7% |
| Participation rate | 95.5% | 78.0%+17.5pp | 80.1%+15.4pp | 72.3%+23.2pp |
| Annual return | 13.59% | 31.23%-17.6pp | 22.75%-9.2pp | 97.94%-84.3pp |
| Employer contribution / active EE | $1,708 | $2,392-28.6% | $4,137-58.7% | $2,406-29.0% |
| Participant deferral / active EE | $5,953 | $4,245+40.2% | $5,506+8.1% | $4,132+44.1% |
| Admin fee / account holder | $482 | $195+147.0% | $10,281-95.3% | $170+184.5% |