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| Provider | Service type | Compensation |
|---|---|---|
Service code 38 · EIN 04-1590850 | Participant Communication | $163,438 |
GOLDMAN SACHS1 year Filed as: FOUR POINTS CAPITAL PARTNERS LLC Service code 27 · EIN 76-0543859 | Advisory (Plan) | $27,456 |
Filed as: RAYMOND JAMES FIN SVCS ADV, INC. Service code 27 · EIN 59-2937883 | Advisory (Plan) | $18,199 |
Filed as: PROVENANCE WEALTH ADVISORS, LLC Service code 27 · EIN 65-0978008 | Advisory (Plan) | $9,257 |
Service code 27 · EIN 20-2182342 | Advisory (Plan) | $8,692 |
RAYMOND JAMES FINANCIAL SERVICES4+ years Filed as: RAYMOND JAMES FINANCIAL SERVICES AD Service code 27 · EIN 59-2937883 | Advisory (Plan) | $8,692 |
WRIGHT FORD YOUNG & CO1 year Filed as: WRIGHT FORD YOUNG & CO. Service code 10 · EIN 95-3288054 | Accounting | $6,000 |
AMERICAN FUNDS2 years Service code 52 · EIN 94-6050854 | Indirect Investment Fees | $0 |
BLACKROCK2 years Service code 52 · EIN 04-6171663 | Indirect Investment Fees | $0 |
COHEN & STEERS2 years Service code 52 · EIN 14-1904657 | Indirect Investment Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,962 | $62,267+10.8% | $110,243-37.4% | $55,725+23.8% |
| Participation rate | 95.8% | 78.1%+17.7pp | 79.8%+16.0pp | 70.9%+25.0pp |
| Annual return | -2.95% | -1.07%-1.9pp | 314.76%-317.7pp | 244.93%-247.9pp |
| Employer contribution / active EE | $1,494 | $1,941-23.1% | $3,827-61.0% | $2,078-28.1% |
| Participant deferral / active EE | $4,595 | $3,516+30.7% | $4,672-1.7% | $3,356+36.9% |
| Admin fee / account holder | $671 | $121+455.3% | $8,548-92.1% | $115+482.9% |