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| Provider | Service type | Compensation |
|---|---|---|
Service code 38 · EIN 04-1590850 | Participant Communication | $207,402 |
GOLDMAN SACHS3 years Filed as: FOUR POINTS CAPITAL PARTNERS LLC Service code 27 · EIN 76-0543859 | Advisory (Plan) | $42,865 |
PROVENANCE WEALTH ADVISORS3 years Filed as: PROVENANCE WEALTH ADVISORS, LLC Service code 27 · EIN 65-0978008 | Advisory (Plan) | $42,865 |
AMERICAN FUNDS4 years Service code 52 · EIN 94-6050854 | Indirect Investment Fees | $0 |
BLACKROCK4 years Service code 52 · EIN 04-6171663 | Indirect Investment Fees | $0 |
COHEN & STEERS4 years Service code 52 · EIN 14-1904657 | Indirect Investment Fees | $0 |
FRANKLIN TEMPLETON4 years Filed as: FRANKLINTEMPLETON Service code 52 · EIN 59-6865210 | Indirect Investment Fees | $0 |
INVESCO2 years Service code 52 · EIN 93-6305075 | Indirect Investment Fees | $0 |
PIONEER4 years Service code 52 · EIN 04-2652279 | Indirect Investment Fees | $0 |
T ROWE PRICE RPS INC4 years Filed as: T. ROWE PRICE Service code 52 · EIN 52-1827505 | Indirect Investment Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,331 | $78,419+38.1% | $133,978-19.1% | $73,412+47.6% |
| Participation rate | 96.2% | 78.6%+17.6pp | 79.8%+16.3pp | 72.2%+24.0pp |
| Annual return | 20.47% | 33.35%-12.9pp | 45.10%-24.6pp | 59.30%-38.8pp |
| Employer contribution / active EE | $1,865 | $2,044-8.8% | $3,919-52.4% | $2,234-16.5% |
| Participant deferral / active EE | $5,526 | $3,925+40.8% | $5,047+9.5% | $3,806+45.2% |
| Admin fee / account holder | $612 | $161+279.2% | $8,930-93.1% | $158+287.5% |