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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,240 | $99,652-7.4% | $78,778+17.1% | $147,586-37.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 12.81% | 47.28%-34.5pp | 35.62%-22.8pp | 578.59%-565.8pp |
| Employer contribution / active EE | $8,010 | $2,796+186.5% | $1,986+303.4% | $4,876+64.3% |
| Participant deferral / active EE | $6,359 | $3,664+73.6% | $2,958+114.9% | $5,439+16.9% |
| Admin fee / account holder | $2,901 | $7,155-59.5% | $5,134-43.5% | $10,886-73.3% |