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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,896 | $112,933+11.5% | $90,970+38.4% | $158,982-20.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 11.97% | 215.82%-203.9pp | 134.60%-122.6pp | 302.99%-291.0pp |
| Employer contribution / active EE | $6,379 | $2,893+120.5% | $2,122+200.6% | $4,763+33.9% |
| Participant deferral / active EE | $2,465 | $4,128-40.3% | $3,373-26.9% | $5,983-58.8% |
| Admin fee / account holder | $859 | $8,047-89.3% | $5,961-85.6% | $11,252-92.4% |