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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,437 | $95,979-3.7% | $74,551+24.0% | $135,380-31.7% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -4.80% | 56.97%-61.8pp | 32.53%-37.3pp | 519.81%-524.6pp |
| Employer contribution / active EE | $6,263 | $2,716+130.6% | $1,961+219.4% | $4,779+31.1% |
| Participant deferral / active EE | $5,953 | $3,844+54.9% | $3,108+91.5% | $5,609+6.1% |
| Admin fee / account holder | $585 | $6,522-91.0% | $5,059-88.4% | $10,828-94.6% |