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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,137 | $138,102+31.2% | $125,381+44.5% | $134,532+34.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.53% | 750.73%-767.3pp | 572.31%-588.8pp | 418.27%-434.8pp |
| Employer contribution / active EE | $5,519 | $5,245+5.2% | $4,815+14.6% | $4,741+16.4% |
| Participant deferral / active EE | $15,152 | $7,801+94.2% | $7,448+103.4% | $6,401+136.7% |
| Admin fee / account holder | $1,096 | $11,568-90.5% | $10,007-89.0% | $11,429-90.4% |