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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,932 | $165,399+62.0% | $149,745+78.9% | $158,982+68.5% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 24.02% | 348.34%-324.3pp | 276.72%-252.7pp | 302.99%-279.0pp |
| Employer contribution / active EE | $3,375 | $5,105-33.9% | $4,646-27.4% | $4,763-29.1% |
| Participant deferral / active EE | $8,980 | $7,183+25.0% | $6,843+31.2% | $5,983+50.1% |
| Admin fee / account holder | -$98 | $10,811-100.9% | $9,312-101.1% | $11,252-100.9% |