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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,886 | $138,076+44.8% | $123,553+61.8% | $135,380+47.6% |
| Participation rate | 60.0% | 84.7%-24.7pp | 82.3%-22.3pp | 82.6%-22.6pp |
| Annual return | -7.41% | 153.70%-161.1pp | 119.21%-126.6pp | 519.81%-527.2pp |
| Employer contribution / active EE | $2,673 | $5,152-48.1% | $4,628-42.2% | $4,779-44.1% |
| Participant deferral / active EE | $7,693 | $6,800+13.1% | $6,426+19.7% | $5,609+37.2% |
| Admin fee / account holder | $14,316 | $10,917+31.1% | $9,284+54.2% | $10,828+32.2% |