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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,439 | $157,296+26.8% | $141,191+41.3% | $152,897+30.4% |
| Participation rate | 60.0% | 84.8%-24.8pp | 82.5%-22.5pp | 82.5%-22.5pp |
| Annual return | 23.10% | 64.34%-41.2pp | 71.41%-48.3pp | 345.43%-322.3pp |
| Employer contribution / active EE | $3,356 | $5,262-36.2% | $4,736-29.1% | $4,764-29.5% |
| Participant deferral / active EE | $7,568 | $7,111+6.4% | $6,710+12.8% | $5,851+29.3% |
| Admin fee / account holder | $64,752 | $12,125+434.0% | $10,264+530.9% | $11,599+458.2% |