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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,779 | $115,911+21.5% | $100,530+40.0% | $158,950-11.4% |
| Participation rate | 86.7% | 81.6%+5.1pp | 79.4%+7.3pp | 82.0%+4.7pp |
| Annual return | 12.06% | 34.80%-22.7pp | 30.89%-18.8pp | 302.91%-290.8pp |
| Employer contribution / active EE | $0 | $4,104-100.0% | $3,418-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $6,350 | $6,676-4.9% | $6,271+1.3% | $5,983+6.1% |
| Admin fee / account holder | $7,218 | $10,999-34.4% | $8,083-10.7% | $11,248-35.8% |