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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,779 | $115,917+21.4% | $100,535+40.0% | $158,982-11.4% |
| Participation rate | 86.7% | 81.6%+5.1pp | 79.4%+7.3pp | 82.0%+4.7pp |
| Annual return | 12.06% | 34.80%-22.7pp | 30.90%-18.8pp | 302.99%-290.9pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,419-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $6,350 | $6,677-4.9% | $6,271+1.3% | $5,983+6.1% |
| Admin fee / account holder | $7,218 | $11,002-34.4% | $8,085-10.7% | $11,252-35.8% |