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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,955 | $105,856+28.4% | $90,161+50.8% | $147,586-7.9% |
| Participation rate | 80.0% | 79.7%+0.3pp | 76.9%+3.1pp | 82.8%-2.8pp |
| Annual return | 11.34% | 37.63%-26.3pp | 34.89%-23.5pp | 578.59%-567.3pp |
| Employer contribution / active EE | $0 | $4,126-100.0% | $3,318-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,270 | $5,733-43.0% | $5,287-38.2% | $5,439-39.9% |
| Admin fee / account holder | $28,025 | $8,046+248.3% | $5,943+371.6% | $10,886+157.5% |