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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,588 | $107,941+8.9% | $91,994+27.8% | $152,897-23.1% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 17.20% | 89.28%-72.1pp | 69.04%-51.8pp | 345.43%-328.2pp |
| Employer contribution / active EE | $295 | $4,212-93.0% | $3,453-91.5% | $4,764-93.8% |
| Participant deferral / active EE | $6,282 | $6,366-1.3% | $5,924+6.0% | $5,851+7.4% |
| Admin fee / account holder | $15,002 | $10,521+42.6% | $7,744+93.7% | $11,599+29.3% |