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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,332 | $129,737+277.2% | $119,126+310.8% | $154,746+216.2% |
| Participation rate | 95.8% | 78.9%+17.0pp | 75.8%+20.1pp | 80.7%+15.1pp |
| Annual return | 8.28% | 379.08%-370.8pp | 282.11%-273.8pp | 172.34%-164.1pp |
| Employer contribution / active EE | $12,561 | $4,375+187.1% | $4,034+211.4% | $4,379+186.8% |
| Participant deferral / active EE | $8,899 | $5,842+52.3% | $5,318+67.3% | $6,730+32.2% |
| Admin fee / account holder | $25,692 | $11,961+114.8% | $10,693+140.3% | $14,365+78.8% |