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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,332 | $171,492+185.3% | $150,734+224.6% | $198,609+146.4% |
| Participation rate | 95.8% | 81.4%+14.4pp | 78.4%+17.4pp | 82.4%+13.5pp |
| Annual return | 8.28% | 804.70%-796.4pp | 600.81%-592.5pp | 202.70%-194.4pp |
| Employer contribution / active EE | $12,561 | $5,470+129.6% | $4,918+155.4% | $5,055+148.5% |
| Participant deferral / active EE | $8,899 | $6,259+42.2% | $5,610+58.6% | $6,977+27.6% |
| Admin fee / account holder | $25,692 | $17,628+45.7% | $14,905+72.4% | $19,030+35.0% |