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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,663 | $136,307-90.7% | $106,619-88.1% | $273,972-95.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 78.0%+22.0pp | 83.0%+17.0pp |
| Annual return | 9.79% | 11.05%-1.3pp | 9.42%+0.4pp | 41.46%-31.7pp |
| Employer contribution / active EE | $3,893 | $5,190-25.0% | $3,947-1.4% | $4,869-20.0% |
| Participant deferral / active EE | $3,798 | $4,969-23.6% | $3,930-3.4% | $5,287-28.2% |
| Admin fee / account holder | $748 | $8,625-91.3% | $6,418-88.3% | $10,133-92.6% |