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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,727 | $129,960-57.1% | $104,299-46.6% | $134,545-58.6% |
| Participation rate | 72.2% | 79.5%-7.3pp | 73.3%-1.1pp | 81.2%-9.0pp |
| Annual return | -13.50% | 42.06%-55.6pp | 24.62%-38.1pp | 418.37%-431.9pp |
| Employer contribution / active EE | $0 | $4,186-100.0% | $3,373-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $3,712 | $5,589-33.6% | $4,626-19.8% | $6,401-42.0% |
| Admin fee / account holder | $4,571 | $9,324-51.0% | $7,339-37.7% | $11,431-60.0% |