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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,911 | $127,096-85.1% | $105,736-82.1% | $135,380-86.0% |
| Participation rate | 95.0% | 82.7%+12.3pp | 76.3%+18.7pp | 82.6%+12.4pp |
| Annual return | -7.07% | 4.49%-11.6pp | 6.27%-13.3pp | 519.81%-526.9pp |
| Employer contribution / active EE | $1,865 | $4,107-54.6% | $3,268-42.9% | $4,779-61.0% |
| Participant deferral / active EE | $3,821 | $5,064-24.5% | $4,080-6.3% | $5,609-31.9% |
| Admin fee / account holder | $3,186 | $9,087-64.9% | $6,913-53.9% | $10,828-70.6% |