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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,186 | $85,766+421.4% | $136,298+228.1% | $70,126+537.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 7.32% | 31.46%-24.1pp | 5156.27%-5148.9pp | 73.15%-65.8pp |
| Employer contribution / active EE | $17,742 | $2,966+498.2% | $4,696+277.8% | $2,343+657.4% |
| Participant deferral / active EE | $11,130 | $5,051+120.3% | $6,247+78.2% | $3,332+234.0% |
| Admin fee / account holder | $5,357 | $5,421-1.2% | $9,244-42.1% | $4,645+15.3% |