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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $518,297 | $89,370+479.9% | $141,197+267.1% | $72,976+610.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 2.55% | 111.88%-109.3pp | 71.41%-68.9pp | 81.02%-78.5pp |
| Employer contribution / active EE | $8,394 | $3,115+169.5% | $4,736+77.2% | $2,440+244.0% |
| Participant deferral / active EE | $15,106 | $5,419+178.8% | $6,710+125.1% | $3,608+318.7% |
| Admin fee / account holder | $15,698 | $5,957+163.5% | $10,265+52.9% | $5,124+206.3% |