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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,667 | $76,551+450.8% | $123,894+240.3% | $62,881+570.6% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | -3.92% | 18.68%-22.6pp | 47.52%-51.4pp | 20.14%-24.1pp |
| Employer contribution / active EE | $174 | $2,882-93.9% | $4,617-96.2% | $2,281-92.4% |
| Participant deferral / active EE | $10,300 | $4,840+112.8% | $5,984+72.1% | $3,203+221.6% |
| Admin fee / account holder | $46,830 | $4,826+870.4% | $8,357+460.4% | $4,296+990.1% |