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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,403 | $181,896-23.4% | $156,551-11.0% | $273,972-49.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -0.95% | 30.74%-31.7pp | 32.23%-33.2pp | 41.46%-42.4pp |
| Employer contribution / active EE | $13,039 | $6,248+108.7% | $5,501+137.0% | $4,869+167.8% |
| Participant deferral / active EE | $1,694 | $5,550-69.5% | $4,871-65.2% | $5,287-68.0% |
| Admin fee / account holder | $7,678 | $15,560-50.7% | $13,028-41.1% | $10,133-24.2% |