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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,142 | $95,406+173.7% | $185,849+40.5% | $85,847+204.2% |
| Participation rate | 77.4% | 68.8%+8.7pp | 81.7%-4.3pp | 69.3%+8.1pp |
| Annual return | 25.85% | 23.59%+2.3pp | 122.10%-96.2pp | 318.61%-292.8pp |
| Employer contribution / active EE | $7,574 | $3,314+128.6% | $5,169+46.5% | $2,565+195.2% |
| Participant deferral / active EE | $2,334 | $3,424-31.8% | $5,569-58.1% | $3,952-40.9% |
| Admin fee / account holder | $1,422 | $7,214-80.3% | $16,244-91.2% | $6,261-77.3% |